Terms of Service

1. The Service

Chatple (the "Service") is a website and related software that lets people create Solana tokens on a third-party bonding-curve protocol, talk about them in public chat rooms, share links, and submit their own swap transactions from their own wallets. The Service also tracks referral ("caller") attribution and pays out certain fee shares as described in these Terms.

Chatple is an interface. Pools, swaps, fee collection and graduation run on smart contracts operated by third parties, currently Meteora's Dynamic Bonding Curve (DBC) and DAMM v2 programs on the Solana blockchain. We do not control those programs, the Solana network, or the tokens that users create.

2. Who operates Chatple

The Service is operated by Chatple ("Chatple", "we", "us"), whose registered address is not applicable (no registered office; contact us by email). You can reach us at hello@chatple.com.

3. Definitions

• Token — a digital token created through the Service by a user. Tokens are not issued, sponsored or vetted by Chatple.
• Launcher — the person who creates a token through the Service (also called the deployer).
• Beneficiary — a wallet address or a social-media account (for example an X, Twitch, YouTube or TikTok account) that a launcher selects to receive the creator share of trading fees on a token. Up to 5 beneficiaries may be named per token.
• Named account — a social-media account named as a beneficiary, whether or not its owner has ever used Chatple.
• Caller — a user approved by Chatple as a verified caller, who shares links to tokens and may earn a referral share on trades attributed to those links.
• Room — the public page and chat for a token, caller or lobby. A stock room is a room for a token paired against a third-party tokenized stock ("xStock") instead of SOL.
• Distributor wallet — a Chatple-controlled Solana wallet that collects creator fees for tokens with social-account or multiple beneficiaries, and pays caller rewards, beneficiary shares and fee rebates.
• Platform token — $CHATPLE, Chatple's own token on Solana, which Chatple buys back and burns with part of its fee share (see Platform token).
• Accrued balance — an amount recorded in Chatple's ledger as owed to a beneficiary or caller but not yet paid.

4. Accepting these Terms

You accept these Terms when you connect a wallet, sign in, launch a token, post in chat, submit a transaction through the Service, or claim a payout. If you do not agree, do not use the Service. If you use the Service for a company or other organisation, you confirm you are authorised to bind it, and "you" includes it.

Our Privacy Policy, Risk & Fee Disclosures, Restricted Regions list and Cookie Notice form part of these Terms.

5. Eligibility

You may use the Service only if all of the following are true:

• You are at least 18 years old and have full legal capacity to enter into these Terms.
• You are not located in, ordinarily resident in, or organised under the laws of a jurisdiction listed on our Restricted Regions page, and you are not acting for anyone who is.
• You, and anyone you act for, are not named on or owned or controlled by a person named on any sanctions list, including the U.S. Treasury OFAC Specially Designated Nationals and Blocked Persons List and other OFAC lists; the United Nations Security Council Consolidated List; the EU Consolidated List of persons, groups and entities subject to financial sanctions; the UK HM Treasury (OFSI) Consolidated List; New Zealand's Russia Sanctions Act 2022 register and sanctions under the United Nations Act 1946.
• Using the Service is lawful for you where you are. Some places restrict or prohibit dealing in digital assets; checking this is your responsibility.
• You have not previously been barred from the Service.

Do not use a VPN, proxy or other tool to hide your location in order to get around these rules. We may use IP-based location checks and on-chain screening, but these are not complete, and passing them does not make you eligible.

6. If a token names you

Any launcher can name a social-media account as a beneficiary without asking its owner first. If your account has been named:

• It is not your endorsement. Being named does not mean you created, approved, promoted or are affiliated with the token, and the room says so for accounts that have not verified with Chatple.
• You owe nothing and need do nothing. You are not responsible for the token or what its launcher or holders do.
• You may claim the share recorded for your account by proving that you control it (see For Creators & Recipients).
• You may decline. You can refuse all designations of your account, or ask us to stop paying it for a particular token (see Removal and do-not-pay requests). Declined shares are redirected to the $CHATPLE buyback and burn and are not paid to anyone else.

Accepting a payout is not, by itself, an endorsement of a token, and we will not describe it as one.

7. If you launch a token

• You are the creator of the token and solely responsible for it: its name, ticker, image, description, links, beneficiaries, and anything you say or do to promote it.
• Token metadata (name, ticker, image and links) is written on-chain or to public storage when you launch and generally cannot be changed or deleted afterwards. Beneficiaries and their percentages are fixed at launch; only a named account's own refusal changes its share.
• Launch transactions are signed by your wallet. You pay the network fees, rent and any initial ("dev") buy, which is capped in the interface.
• Listing a token in the Service is automatic and is not a review, endorsement, audit or recommendation by Chatple. We may hide or delist tokens at any time (see Rights we reserve), but hiding a token in our interface does not remove it from the blockchain.
• Do not suggest that Chatple, a named account, or any brand or company is behind or supports your token unless that is true and you can prove it.

8. Launcher representations

Each time you launch a token, you confirm that:

• You have every right needed to use the name, ticker, image and other content you supply, and to name each account you list, and your use does not infringe anyone's trademark, copyright, publicity, privacy or other rights.
• You are not impersonating any person, brand, company or official body, and the token is not designed to make people think it is official.
• The token and your promotion of it comply with the law that applies to you, including consumer-protection, advertising, sanctions and anti-money-laundering law.
• You are not offering the token as an investment, a share of profits, a debt, a security or a financial product, and you will not promise or imply returns, price support, dividends or future development.
• All information you give us is accurate, and you will keep promotional statements truthful.

9. Fees and how they are split

Every swap on a Chatple pool pays a trading fee that the pool's smart contract takes automatically. The current split is:

• Launch window. For the first 120 seconds after a pool opens, an anti-sniper fee applies that starts near 49.5% and falls to the 1.00% base fee. The interface shows the live fee before you sign. The caller and $CHATPLE buyback & burn amounts stay at their normal percentages of the trade; the extra fee goes into the on-chain split.
• $CHATPLE buyback & burn. Out of its own share, Chatple sets aside 0.20% of each normal trade (0.10% of a trade attributed to a verified caller) to buy $CHATPLE on the open market (through Jupiter on mainnet) and burn the tokens it buys. This replaces the earlier buyback of each traded token for trades after this table's effective date. It is a discretionary allocation of Chatple's revenue, recorded publicly on our analytics page, and not a promise about the price, value or liquidity of $CHATPLE or any other token.
• Meteora's share is set by Meteora. We do not control it and it may change without notice from us.
• After graduation a token's liquidity moves to a Meteora DAMM v2 pool with its own 1% pool fee. That liquidity is permanently locked; Chatple and the creator each hold half of the locked LP position and may claim its LP fees.
• Changes. We announce changes to the Chatple-controlled parts of the split (the creator, caller, $CHATPLE buyback & burn and Chatple shares, and holder rebates) on this page and in the Service at least 30 days before they take effect, with a new effective date. Changes apply only to trades after the effective date. Separately from these Terms, we have stated publicly that we will not lower the creator or caller shares during the first 12 months after mainnet launch.
• Network fees (Solana base and priority fees) and account rent are paid by you and go to the network, not to Chatple.

10. Payouts, claims and unclaimed amounts

• Single wallet beneficiary. If a token names exactly one wallet at 100%, that wallet is the on-chain pool creator and claims its creator share directly from the pool. Chatple never holds those fees.
• Social-account or multiple beneficiaries. The creator share is collected by the distributor wallet, recorded per beneficiary in our ledger, and paid out in SOL (or the pool's paired asset).
• Verification. Before we pay a named account, its owner must sign in with that platform to prove control and register a Solana wallet. A payout becomes available only after verification and a 24-hour review window, during which a link can be disputed and paused. Once an account is linked, later accruals become payable to that wallet automatically.
• Caller rewards are held for 24 hours and are forfeited under the rules in Callers and referral rewards.
• Timing and limits. Payouts are sent in batches. We may apply minimum amounts, per-recipient daily limits and other operational limits, and payouts can be delayed by network conditions, funding of the distributor wallet, maintenance, or a pause we apply for security reasons.
• Holds. We may hold, delay or (where these Terms allow) cancel a payout while we look into suspected fraud, impersonation, sanctions exposure, a disputed account link, ledger error, or a legal requirement.
• Unclaimed amounts. If an amount accrued for a named account is not claimed within 90 days, it is redirected to the $CHATPLE buyback and burn and is no longer owed to anyone. Declined shares are treated the same way.
• Errors. If we pay too much or the wrong recipient because of an error, you agree to return the excess if asked, and we may offset it against future payouts.
• Accrued balances are records of what we intend to pay under these Terms. They do not earn interest, are not deposits, and are not transferable.

11. Callers and referral rewards

• A verified caller earns 0.20% of the trade amount on trades attributed to their link, paid by Chatple from its own share. Attribution follows the last caller link a trader opened within 24 hours.
• Rewards are held for 24 hours. They are forfeited if, within that window, the caller sells more than half of their position in the called token, or if the trades come from the caller's own wallets, wallets funded from the same source, or other self-dealing, or exceed daily caps.
• Callers must clearly disclose, wherever they share a link, that they may earn a referral fee and whether they hold the token. Calls are permanent public records and cannot be edited or deleted.
• Caller bond. To keep verified-referral status a caller must hold at least the bond amount of $CHATPLE shown in the Service, measured as the lowest balance of their wallet over the last 7 days. The bond is hold-based: nothing is deposited, locked or handed to Chatple, so Chatple cannot take or slash it. While a caller is below the bond, trades through their links are treated as normal trades (no caller share) until the balance is restored for a full window.
• Repeated forfeits, self-referral or abuse can lead to loss of verified status and forfeiture of pending rewards, as set out in the caller rules shown in the Service.

12. Platform token: buyback & burn, holder perks

• Buyback & burn. Chatple uses part of its own fee share to buy $CHATPLE on the open market and burn it, as set out in Fees. Each run (SOL spent, tokens bought, burn transaction) is published on our analytics page. We may change or stop this allocation under the change rules in Fees.
• Holder tiers. Wallets linked to your account that hold $CHATPLE may reach a Bronze, Silver or Gold tier, based on the lowest balance held over the last 7 days. Tiers are hold-based only: nothing is staked, locked, deposited or held by Chatple, and you can sell or move your tokens at any time (your tier then follows your balance). We set and may change the thresholds and perks, and we will show the current ones in the Service.
• Fee rebates are fee discounts. A tier can give you a rebate of part of the trading fee on your own trades (currently 0.02%, 0.04% or 0.08% of your trade amount on normal trades — none on trades attributed to a caller — capped at what Chatple kept on that trade), paid back in SOL out of Chatple's own fee share. A rebate is a discount on fees you paid. It is not yield, interest, a dividend or a share of Chatple's revenue or profits, and it does not depend on anyone else's trading. There is no holder revenue share of any kind.
• Other perks (such as a season-points multiplier or early access to features) are optional promotional features with no monetary value, and may change or end.
• Holding $CHATPLE gives no ownership, voting, profit or other rights in Chatple. Its price can fall to zero; see the Risk & Fee Disclosures.

13. Non-custodial trading and limited custody

Trading is non-custodial. You sign every launch, buy, sell and claim transaction with your own wallet. We never ask for or store your private keys or seed phrase and we do not hold the funds you trade with. If you sign in with an embedded wallet provider (such as Privy), that provider, not Chatple, operates the key infrastructure under its own terms.

Limited custody of fee balances. To be honest about it: some money does pass through wallets we control. The distributor wallet holds creator fees for tokens with social-account or multiple beneficiaries until they are paid, and Chatple's own fee share funds caller rewards, holder fee rebates and the $CHATPLE buyback & burn. Those amounts are under our control until paid, and paying them depends on our operations and on our keys staying secure. We keep the distributor balance reconciled against what is owed and refuse payout runs when it falls short, but we do not segregate these balances in a trust account unless the law requires it.

14. Prohibited uses

You must not use the Service, directly or through others, to:

• manipulate a market, including wash trading, spoofing, coordinated pump-and-dump schemes, painting the tape, or trading to inflate volume, rankings or rewards;
• defraud anyone, including rug pulls, fake airdrops, false claims of partnerships, endorsements or listings, or misleading statements about a token;
• impersonate any person, brand, company, official body or Chatple staff;
• harass, threaten, dox or defame anyone, including by naming them on a token to embarrass, pressure or attach them to it against their wishes;
• post wallet drainers, phishing links, malware, seed-phrase requests or other links designed to take people's funds;
• evade sanctions or our location restrictions, or deal with sanctioned persons;
• launder money, finance terrorism, or move the proceeds of crime;
• run bots or scripts that snipe or front-run launches, spam chat, farm referral attribution, or overload the Service, other than through interfaces we publish for that purpose;
• infringe intellectual-property, privacy or publicity rights;
• post illegal content, sexual content involving minors, or content that incites violence or hatred;
• interfere with, probe or attack the Service, its infrastructure or other users, or try to get around access controls or rate limits; or
• help anyone else do any of these things.

15. Rights we reserve

To protect users, comply with the law or respond to abuse, we may at any time, with or without notice:

• refuse, delay or block a launch, a sign-in or access from particular places or wallets;
• hide, delist or label a token or room in our interface, and collapse or remove chat messages;
• suspend or end your access or a caller's verified status;
• withhold, delay or cancel payouts where we reasonably suspect fraud, impersonation, market manipulation, sanctions exposure or other breach of these Terms, or where law or a lawful order requires it; and
• change, pause or discontinue any part of the Service, including pausing buys through our interface in an emergency.

We cannot alter tokens or pools on the blockchain, reverse confirmed transactions, or stop anyone trading through other interfaces. Where we withhold an amount because of a breach, it is redirected to the $CHATPLE buyback and burn unless the law requires otherwise.

16. Removal and do-not-pay requests

• Refuse all designations (do-not-pay): sign in with the named account on its claim page and choose "Refuse". This applies to every current and future token that names the account and cannot be undone. Its shares are redirected to the $CHATPLE buyback and burn, and the account is shown as having refused.
• Decline a single token: email hello@chatple.com after verifying the account and tell us which token. We will stop paying your share of that token and redirect it to the $CHATPLE buyback and burn.
• Takedown or impersonation reports: use the report button in a room or email hello@chatple.com with the token address, the rights you hold, and what you want us to do. We aim to respond promptly and may ask for proof of identity or rights.

Hiding a token removes it from Chatple's interface only. Information already on the blockchain cannot be erased by us.

17. Chat and user content

You keep ownership of what you post but give us a worldwide, royalty-free, non-exclusive licence to host, display, translate, reproduce and distribute it to run and promote the Service. Chat is public. Messages with links or wallet addresses may be collapsed, new accounts may be slowed, and messages reported by enough users may be hidden automatically. Posting may require a wallet that has traded on Chatple or holds the room's token. Automatic translations are provided as-is and may be wrong.

18. Taxes

You are responsible for working out and paying any taxes on your trades, launches, payouts and rewards, and for any reporting that applies to you. We do not give tax advice. We may be required to collect information or report to tax authorities, and may withhold amounts where the law requires.

19. Intellectual property and third-party marks

The Chatple name, logo, interface and software belong to Chatple or its licensors. You may use the Service for its intended purpose but may not copy, modify or reverse engineer it except where the law allows.

Names, logos and handles of other platforms and companies may appear in the Service, for example as sign-in options, as beneficiary platforms, or in tokens users create. Chatple is not affiliated with, endorsed by or sponsored by X Corp. (X / Twitter), Twitch Interactive, TikTok / ByteDance, YouTube and Google, Kick, Meta (Instagram, Threads, Facebook), Discord, Telegram, GitHub / Microsoft, Reddit, Farcaster, Bluesky, Meteora, Backed Finance and xStocks, Kraken, Phantom, Solflare, Privy, Helius, the Solana Foundation, any company whose name, ticker or stock appears in a stock room. Their marks belong to their owners and are used only to identify them.

20. No investment advice or solicitation

Nothing in the Service — including token pages, charts, rankings, calls, chat, share cards, bot messages or anything said by callers — is investment, financial, legal or tax advice, a recommendation, or an offer or solicitation to buy or sell anything. Callers are independent users, not our agents or advisers, and they may be paid for referrals. Make your own decisions and get independent advice if you need it.

21. Risks you accept

Read the Risk & Fee Disclosures. In summary, you accept that memecoins are extremely volatile and most go to zero; smart contracts, including Meteora's DBC and DAMM v2 programs, can have bugs or be exploited; the Solana network can be congested or halt; prices, charts and market data may be delayed or wrong; issuers of tokenized stocks can pause, freeze or move their tokens; transactions are irreversible; and laws can change in ways that affect the Service or your tokens.

22. Stock rooms addendum

If you use a stock room, these extra terms apply:

• The paired xStock is issued by a third party (Backed Finance), not by Chatple. It is a tracker token, not a share: holding it gives you no shareholder, voting or dividend rights in the company and no claim against that company.
• Stock rooms are fan and meme communities. They are not affiliated with, endorsed or sponsored by the company whose stock is referenced, and the meme token is not a product of that company.
• US persons may not use stock rooms, and neither may people located in the other regions listed on the Restricted Regions page. By using a stock room you confirm you are not a US person and are not acting for one.
• The issuer has powers over its token, including pausing all transfers, freezing accounts, adding transfer restrictions, and moving or burning tokens from any account. If it uses them, a stock room may stop trading, fees and graduation may fail, and funds in the pool may become stuck or lost. We cannot override the issuer.
• Fees in a stock room are collected in the xStock. No dev buy is available at launch.

23. No warranty

The Service is provided "as is" and "as available". To the fullest extent the law allows, we give no warranties of any kind, express or implied, including about availability, accuracy, security, fitness for a purpose, merchantability or non-infringement, and we do not promise that the Service, any token or any third-party protocol will work as expected or be free of errors. Some laws do not allow these exclusions, so parts of this section may not apply to you.

24. Limitation of liability

To the fullest extent the law allows:

• we are not liable for indirect, incidental, special, consequential or punitive losses, or for lost profits, lost data, lost opportunity, trading losses or the value of any token, however caused;
• we are not liable for anything caused by blockchains, third-party smart contracts, wallets, token issuers, other users or events outside our reasonable control; and
• our total liability to you for all claims relating to the Service is limited to the greater of (a) the protocol fees Chatple actually retained from your own trades in the 12 months before the event giving rise to the claim, and (b) USD 100.

Nothing in these Terms limits liability that cannot be limited by law, such as liability for fraud, or rights you have under consumer-protection law that cannot be excluded (for example, under New Zealand's Consumer Guarantees Act 1993 where it applies and you are not acquiring the Service for business purposes).

25. Indemnity

You will compensate Chatple, its officers, employees and contractors for any claim, loss, liability, cost or expense (including reasonable legal fees) arising from tokens you launch, content you post, your breach of these Terms or the law, or your infringement of anyone's rights.

26. Disputes, governing law and arbitration

• Governing law: these Terms are governed by the laws of Singapore, without regard to conflict-of-law rules.
• Talk to us first: before starting proceedings, email hello@chatple.com with a description of the dispute and give us 30 days to try to resolve it.
• Arbitration: any dispute not resolved informally will be finally resolved by confidential, binding arbitration under the Singapore International Arbitration Centre (SIAC) under its rules, seated in Singapore, conducted in English and online where possible, in English, before a single arbitrator. Either side may seek urgent interim relief from a competent court, and small claims may be brought in a small-claims tribunal.
• No class actions: disputes are resolved only on an individual basis. You and we waive any right to bring or join a class, collective or representative action or arbitration, to the extent the law allows.
• Time limit: any claim must be brought within 12 months after the facts giving rise to it arose, or it is permanently barred, unless the law requires a longer period.

27. Changes to these Terms

We may update these Terms. Each version has a version number and an effective date shown at the top of this page. For material changes we will give notice in the Service before they take effect. Using the Service after a change takes effect means you accept it. A change never reduces amounts that had already accrued to you under the version in force when they accrued, and fee-split changes follow the notice period in Fees.

28. General

These Terms are the whole agreement between you and us about the Service. If any part is unenforceable, the rest still applies. If we do not enforce a right, we have not waived it. You may not transfer your rights under these Terms; we may transfer ours as part of a reorganisation or sale. If these Terms are translated, the English version prevails.

29. Contact

Chatple, not applicable (no registered office; contact us by email). Email: hello@chatple.com.